Why track certificates of insurance
A certificate of insurance (COI) proves a sub or vendor carries the coverage your job and your own policy require. When a sub's COI lapses and they get hurt on your site, the claim can roll uphill to you. Tracking expirations is how you stay ahead of that.
How the color coding works
- Expired the certificate has already lapsed
- 7 days expires within a week, chase the renewal now
- 14 days expires within two weeks
- 30 days expires within a month, put it on the list
- Current more than 30 days out